Auto Liability
This Legal liability for injury and/or property damage caused by your negligence, your employees, or contract drivers in the use of your insured vehicle. Owner-operators and motor carriers that operate under their own authority are usually required by law to carry primary liability coverage on all owned power units and leased vehicles.
- Bodily Injury Liability Coverage (BI)
- Personal Injury Protection (PIP) Coverage
- Property Damage Liability Coverage
Federal Filing 91X is required by the Federal Transportation Safety Administration and includes the following:
Statutory Limits:
- $750,000
- $1,000,000
- $5,000,000
Auto Liability Exclusions To Be Aware Of:
- Care Custody Control
- Movement of property by Mechanical Device
- Handling of Property
- Expected or Intended Injury
- Contractual
- Worker’s Comp
- Employees Indemnification & Employer’s Liability
- Fellow Employees
- Pollution